What an insurance broker can do for you

When shopping for insurance, it's a good idea to compare your options to ensure you're getting the best coverage at the best rate. That's where an insurance broker can help. 

Insurance brokers compare policies from multiple insurance providers and work on your behalf to help you find the right coverage to suit your needs. An insurance broker also acts as your advocate with politicians, provincial regulators, and insurance companies. Read on to learn about the key benefits of using an insurance broker.

Save on your insurance rates

An insurance broker works with multiple insurance providers to help you find the right coverage at a competitive rate.  They will assess your personal needs and make impartial recommendations that serve your interests – not the interests of the insurance providers. Additionally, since your insurance brokerage will have relationships with several insurance partners, they can negotiate competitive group rates and add applicable discounts. 

“We reviewed a client's RV insurance coverage and identified an opportunity to move them to a more competitive insurance option. By comparing multiple insurance providers and finding a better fit for the client's needs, we helped them save more than $1,800 annually while maintaining the protection they needed. It's a great example of how Orbit brokers use their expertise and access to multiple insurers to help clients maximize value.” - Orbit RV insurance expert

Get advice from an experienced professional

It is your insurance broker’s job to provide you with personalized support so that they can advise you on the coverage options that are best suited to your particular needs. Unlike an insurance agent whose recommendations and experiences are limited to their own company’s products, a broker works with a range of products and services from multiple insurance partners. This provides your broker with  access to a broader range of products, coverage options and member experiences to draw from when advising you.

“When a client considered switching after receiving a lower quote elsewhere, we took the time to explain the differences in coverage and the long-term value of their current policy. By helping them better understand their protection and how it aligned with their needs, we reinforced the value of their coverage and earned their confidence to stay with Orbit.” - Orbit RV insurance expert

Receive faster claims payouts

In the event of a claim or a loss, your broker will help you through the process. They can answer questions, guide you through the claims process and advocate on your behalf to help ensure your claim is handled fairly and efficiently. 

Work with a licensed insurance broker

Insurance brokers across Canada must meet the licensing and professional requirements of the province or territory where they do business. These requirements help protect consumers and promote professional competence, ethical conduct and fair treatment. By working with Orbit Insurance Services, you can feel confident that your needs and best interests come first.

“During a wildfire emergency, I had a couple preparing to close on their newly purchased home. My strong advocacy and persistence ensured everything was able to move forward as planned. Thanks to the collaborative efforts of everyone involved, the transaction closed on time, and the couple received the keys to their new home as scheduled.” - Orbit Home  insurance expert

An Orbit insurance broker will take the time to understand your insurance needs, explain your options and help you find the right coverage at a competitive rate. You’ll receive clear answers, honest recommendations and support when you need it.

If you’re shopping for insurance, contact an Orbit insurance broker to learn how a broker can help protect what matters most.

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