Date Published: 2025/08/21
Read Time: mins
Owning a car in Canada offers freedom and flexibility, but it can also be expensive. Between gas, insurance, maintenance and the occasional unexpected repair, costs can quickly pile up. The good news? With a few proactive steps and the help of modern apps, you can save on car repairs and insurance while keeping your vehicle running smoothly.
In this article, we’ll explore how simple car maintenance habits, overlooked repair tips and money-saving apps can help you cut costs and avoid expensive surprises down the road.
Let’s start with the basics. Routine car maintenance isn’t just about keeping your ride in good shape. It’s about preventing costly problems before they start. Think of it as the automotive equivalent of brushing your teeth: a little effort now saves you from expensive issues later.
Inflation and higher dealership rates have increased the cost of repairs across the board. According to the J.D. Power 2024 Canada Customer Service Index, the average cost per dealership visit jumped 7.6% in one year - from $436 to $465. Even visits to independent repair shops rose by 4.2%, now averaging $273 per visit.
With these rising costs, Canadian drivers are holding on to their vehicles longer and choosing maintenance over replacement. That makes preventative care more important than ever.
A few small maintenance habits can prevent big-ticket repairs down the road, such as:
Bottom line? Maintenance is always cheaper than repair. Regular inspections from a trusted mechanic help spot early warning signs before they turn into major headaches.
You don’t have to be a professional mechanic to take care of the basics. Many drivers save money by doing simple tasks themselves, such as:
Replacing windshield wiper blades
Changing the air filter
Topping up the washer fluid
Keeping tires properly inflated
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Doing these tasks yourself helps you stay connected to your vehicle’s health. You’re more likely to notice wear, leaks, or other issues early—before they become expensive problems.
Most new vehicles in Canada come with a warranty covering at least the first three years or 60,000 km. If your car is under warranty and something feels off, such as sluggish brakes, strange sounds, or flickering dashboard lights, have it checked right away. Addressing issues before your coverage expires could mean the difference between a free fix and a costly repair.
Fuel costs are one of the most predictable expenses for drivers, but there are several easy ways to use less gas:
Looking for even more ways to save? These top-rated apps available in Canada can help cut costs:
Apps like these make it easier than ever to stay ahead of costs, get alerts and make smart driving decisions based on real-time data.
Delaying car maintenance can be a costly mistake. But taking care of your car doesn't have to be expensive or complicated. With routine upkeep, a few simple DIY habits and smart tools like money-saving apps, you can reduce your long-term car costs and keep your vehicle on the road longer.
Car insurance is an essential expense, but that doesn’t mean you need to overpay. Partnering with a licensed broker like Orbit Insurance Services gives you access to a wide range of policies, personalized rates and savings you might not find on your own.
Our team compares plans for you, so you don’t have to spend time shopping around. Whether you're insuring a new ride or reviewing your renewal, we’re here to help you find the right fit.
Request a free, personalized quote today and discover how much you could save with Orbit.